I tried again the cash budget. I have no idea what I spent where, but I believe I spent $120 on groceries, and $142 on eating out. I still feel as though we could have spent less, but I completely lost track of our cash spending. Defintiely the eating out was higher than expected because 2x we went out in a group and spent way more than we needed to. I am tired of this trying to use cash. I feel a definite loss of control. Do we spend less? Yes/no. I find that we scrimp and buy less healthy food because of my cheapness. But overall I don't think we spend that much less.
As for our net worth, we got rid of our credit card debt by $244. We increased our retirement by $6800 solely due to contributions. Our retirement is at $74k, our cash savings decreased to $11887, and our taxable accounts decreased to $7800. But overall our networth increased by 0.85% = $1848.
Not a terrible month, but mostly we've been contributing to our Roth IRAs $3k out of $10k, $1200 into the 401k, and yet everything goes down. We also are contributing to DH's ESPP the maximum, but I can't figure out how much it is.