Where is the best place to put your savings is the question for the next Festival of Under 30. I am sitting here thinking about it, and decided, wherever makes you happy.
It makes me happy to leave a nice chunk of money in my piddly bank savings account earning 1% because I like the freedom of being able to pay my bills without transferring money. The rest of my money is left in Vanguard. Why? Because I find it just easier to leave it all in one place. I don't like having so many accounts, I don't like tracking so many statement, and I don't like stressing over whether I'll have a bounced check because I have to wait for the cash to hit my account before I can pay a bill.