Last night over dinner I was discussing with our new house guest whether we should have enjoyed our 20s more or if we spent it too conservatively saving and being responsible. He told me that he's enjoying his money, freedom, and time now because when you are 40+ you won't be able to backpack everywhere and travel.
I mulled this over and decided he's right. He's seen pretty much everywhere, but has no money saved, no assets, no debt. He's a very frugal guy, and travels as cheaply as possible. But it still takes a lot of money. If you asked him what he spend on traveling, I think over the last 7 years at least $10-15k/year on traveling.
Now while I believe that I could never have spent that much on travelling even if I had, the money, I wonder if my reluctance to be a wild 20-something didn't stem from meeting my soul mate? Thus I felt that I needed to grow up, save for a wedding, house, car, children. That my future seemed more realistic and tangible than my friend's?
That perhaps if he were dating or in a serious relationship, that he would not be able to just travel? I mean if his future wife said I'd like to buy a car or a house, he probably would have to sacrifice a few annual trips. So is it really that some people are carefree and others are not?
Or is it that some people already have a life plan in their 20s, a person to share their life with, and thus are unable to really let go and enjoy their money? I mean if we didn't buy a house, cars, and wedding, we could have travelled the world already. But would I be happy worrying about having kids, college, retirement, etc right now if I had done that? Would I feel as though I had really grown during my 20s or wasted it?
I haven't quite figured it out yet. But I think my wandering soul meet the right person a bit early so I was unable to really spend money carefree.